Business Overview

"The greatest gift you can give another is the purity of your attention" -- Richard Moss

Lauren Prince, CFPÒ,CFS, CDFA
Our mission is simple; to provide personalized financial advice that minimizes our clients' financial concerns and helps maximize their security and peace of mind.

Lauren Prince understands that every client has unique needs. Our role is to help you make smart, well-informed decisions about your financial situation -- providing you with greater financial independence, peace of mind, and security.

Investment Management

Our investment strategies help enhance your success by establishing a growing portfolio that helps optimize returns and lower volatility.

We are affiliated with many of the country's leading investment management firms. They execute the investment strategies dictated by your personal plan. These alliances allow Lauren Prince to provide comprehensive quarterly performance reports, detailed tax information, and high levels of advice and service at a reasonable cost.

Our clients are business owners and professionals. While each of our clients is unique, they all have one thing in common: They want unbiased investment advice from experienced professionals.

Our clients look to us to help preserve capital and provide real growth in their portfolios after taxes and inflation. They have worked hard for their money and look to us to guide them toward financial security in retirement.

Personalized  Financial Planning

Before any investment strategy can be implemented, a complete financial picture is developed by Lauren Prince to help the client set long-term goals as part of a written plan. Planning for your financial future is a process that is on-going and changeable.

A personal, written plan analyzes your entire financial picture. This plan is your road map to help get you where you want to go. It is important to periodically monitor the performance of your investments to re-allocate or re-balance your portfolio.

Your strategy may have the following components:

 


  • Cash Flow Statement
     
  • Balance Statement
     
  • Retirement Analysis
     
  • Insurance Needs Analysis
     
  • Asset Protection Analysis

College Financial Aid Planning

Lauren will help you tackle the process of getting your child into the college of his or her choice and developing a strategy to pay for it.  The services provided to you:

  • Simplify the financial aid process for you and alert you to the deadlines and pitfalls in the process that may cost your child scholarships, subsidized loans and work-study programs
  • Help you maximize the tax incentives designed to provide tax relief for parents with children in college
  • Provide long-term college-funding programs if you have young children and the types of investments that can be incorporated in the funding program
  • Provide a preliminary estimate of your child's eligibility for financial aid and provide academic and tax strategies that will lower your cost of college if it appears that aid eligibility is not feasible

Divorce Financial Planning

Clients of Lauren Prince may be going through life-style changes: retirement, widowhood, divorce. These life transitions require focused planning and a knowledge of financial needs of these clients.

Those clients going through a divorce are experiencing emotional, legal, and financial upheavals. Lauren Prince has a specialty in divorce financial planning which helps the client to determine if the division of assets from the marriage will be fair and equitable.

Lauren Prince prepares spreadsheets and graphs to clearly show the financial results of the distribution of the marital assets. These analytical reports can be instrumental in negotiations with mediators and attorneys. Many mediators and attorneys are not experts in taxes and financial assets and, consequently, many times, the financial aspects of divorce maybe overlooked or not well thought-out. Financial realities become dominant only after the divorce is final. Lauren Prince helps to show the financial consequences of the division of assets, child support and maintenance.

The following are examples of the diverse services offered:



  • Document marital standard of living through historical spending patterns
     
  • Compile, organize and value assets and liabilities
     
  • Review tax returns and financial statements
     
  • Examine psychological attitudes toward money
     
  • Review and prioritize goals
     
  • Track money flows through brokerage statements
     
  • Help clients understand, evaluate, and negotiate settlement proposals
     
  • Analyze tax impact on settlement proposals
     
  • Help minimize taxes through the efficient allocation of personal and real estate tax deductions
     
  • Develop realistic post divorce budgets
     
  • Set up 10 to 15 year post-divorce cash flow projections



Through this comprehensive knowledge of personal finance, Lauren can provide answers to many different questions thereby helping to increase the productivity of matrimonial attorneys and mediators and reducing the uncertainty that impedes divorcing clients from making informed and timely decisions.


Business Retirement Plans

Business owners can look to Lauren Prince to provide the most cost-effective retirement plan solutions whatever the objective is for the business owner(s). Lauren believes that providing the appropriate retirement plan for the business owner(s) and the employees means more than just the design and installation. It also means effective due diligence and monitoring of the services, fees and investment choices. Lauren Prince also helps to ensure that the participants receive periodic investment education as well as guidance in the allocation of their salary deferrals into the available investment choices.
 

Please call for an appointment, 212-286-1372.



 

Securities offered through National Planning Corporation(NPC of America in FL & NY).  Member FINRA/SIPC.  Advisory Services offered through Prince Financial Advisory, a Registered Investment Adviser.  Prince Financial Advisory and NPCOA are separate and unrelated companies. (See left disclaimer for full disclosure.)